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All written content on this site is for information purposes only. Opinions expressed herein are solely those of SG Wealth Management, LLC and our editorial staff. Material presented is believed to be from reliable sources; however, we make no representations as to its accuracy or completeness. All information and ideas should be discussed in detail with your individual adviser prior to implementation. Fee-based investment advisory services are offered by SG Securities, LLC, a Registered Investment Advisor in the State of New Jersey. Insurance products and services are offered through SG Planning, LLC. SG Wealth Management, LLC, SG Securities, LLC and SG Planning, LLC are affiliated companies. SG Wealth Management, LLC, SG Planning, LLC and Robert Szigeti is not affiliated with or endorsed by the Social Security Administration or any government agency. This content is for informational purposes only and should not be used to make any financial decisions.